Score Care gives banks and fintechs drop-in components and APIs for credit scores, monitoring, simulation, and disputes. Fully branded, bureau-connected, compliant — live in days, not quarters.
Your TransUnion score went up 12 points.
Half of America opens a credit app with a knot in their stomach. The interface is the product — we build the interface.
A live, animated score from all three bureaus. VantageScore or FICO, themed to your brand tokens down to the easing curve.
Every factor behind the score, weighted and explained in plain language. Turns anxiety into understanding — and understanding into engagement.
An interactive what-if engine. Users drag, the score responds. The most habit-forming surface in any credit product — try it, it's live.
Real-time bureau events, streamed into your app: score changes, new inquiries, new accounts, suspicious activity. Push, in-app, and email out of the box.
A guided, FCRA-compliant dispute journey — from flagging an item to bureau resolution — that your support team never has to touch.
Collections account · $340 · Midwest Recovery
Statement + payment confirmation uploaded
Routed to Experian & TransUnion automatically
Bureaus must respond within 30 days
One API key connects you to Equifax, Experian, and TransUnion. Consent capture, identity verification, and data handling are already wired in — run npm i @scorecare/react and you're integrated.
Drop components into your app and theme them with design tokens — colors, radii, type, motion. They inherit your brand so completely your users will never know we exist.
Launch a full credit experience in a sprint. FCRA workflows, audit logs, and SOC 2 controls come standard — your compliance team gets documentation, not homework.
meridian bank//northbeam cu//atlas financial//ferrum card//lumen credit//copper & co//solvent//plainsight pay
"We scoped nine months for credit monitoring. With Score Care we shipped in nineteen days — and it's the most-used screen in our app."
Sandbox keys in minutes. Real bureau data in days. A credit experience your product team is proud of — in one sprint.